:root{
  --navy:#0D2B6E; --gold:#E8C86E; --bg:#f4f5f7; --ink:#0f172a; --mute:#64748b; --line:#e2e8f0; --white:#fff;
}
*{box-sizing:border-box}
body{margin:0;font-family:"Noto Sans KR",system-ui,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}
a{color:var(--navy);text-decoration:none}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.top{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}
.top-inner{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:12px;color:inherit}
.brand img{width:48px;height:48px;object-fit:contain}
.brand strong{display:block;color:var(--navy);font-size:16px;letter-spacing:.02em}
.brand em{display:block;font-style:normal;font-size:11px;color:var(--gold);font-weight:700}
.nav{margin-left:auto;display:flex;gap:16px;flex-wrap:wrap}
.nav a{font-size:14px;color:var(--mute)}
.nav a.on,.nav a:hover{color:var(--navy);font-weight:700}
.hero{background:linear-gradient(145deg,#0a1838,#0D2B6E 55%,#12284f);color:#fff;padding:64px 0 52px}
.eyebrow{margin:0 0 8px;font-size:12px;letter-spacing:.16em;color:var(--gold);font-weight:700}
.hero h1{margin:0 0 12px;font-size:clamp(32px,5vw,46px);font-weight:600}
.lead{margin:0;max-width:640px;color:rgba(255,255,255,.88);font-size:16px}
.section{padding:48px 0}
.section.alt{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section h2{margin:0 0 12px;font-size:24px}
.mute{color:var(--mute)}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.card{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:22px}
.card h3{margin:0 0 12px;font-size:17px;color:var(--navy)}
.card dl{margin:0}
.card dl>div{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid var(--line);font-size:14px}
.card dl>div:last-child{border-bottom:0}
.card dt{color:var(--mute)}
.card dd{margin:0;font-weight:600;text-align:right}
.link-card p{color:var(--mute);font-size:14px;min-height:44px}
.btn{display:inline-block;margin-top:8px;padding:10px 14px;border-radius:8px;background:var(--navy);color:#fff;font-weight:700;font-size:14px}
.greeting{margin-top:12px}
.foot{background:#0a1838;color:#e2e8f0;padding:28px 0 20px;margin-top:24px}
.foot-inner{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;align-items:center}
.foot-brand{display:flex;gap:10px;align-items:center}
.foot-brand img{width:36px;height:36px;object-fit:contain;background:#fff;border-radius:8px}
.foot-brand p{margin:4px 0 0;font-size:12px;color:#94a3b8}
.foot-jumps select{background:#12284f;color:#fff;border:1px solid rgba(232,200,110,.35);border-radius:6px;padding:8px 10px;min-width:220px}
.copy{margin-top:14px;font-size:12px;color:#94a3b8}
@media(max-width:720px){
  .top-inner{flex-wrap:wrap;padding:10px 0}
  .nav{margin-left:0;width:100%}
}